Making saving a priority

Our recordkeeping data—tracked over the past several years—reveals emerging patterns that point to some interesting behaviors and shifts. Here, we’ve identified key trends that reflect the current state of the savings plan industry and where it’s headed. But first, how do Americans report on their own savings progress?



report good or excellent progress in "meeting their savings needs"



are saving at least 5% of income



have automatic savings plans outside of work



have no or are paying down consumer debt



feel they are saving enough for retirement

Source: America Saves and American Savings Education Council
2016 National Survey Assessing Household Saving, February 2017.